LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,177
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,365
−HK$1,206/mo
Today · 4.125%
HK$40,571
baseline
▲ 0.50% · 4.625%
HK$43,040
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,142/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,472
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,611
−HK$1,155/mo
Today · 4.125%
HK$44,766
baseline
▲ 0.50% · 4.625%
HK$47,126
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,532/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,812
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,237
−HK$1,448/mo
Today · 4.125%
HK$48,685
baseline
▲ 0.50% · 4.625%
HK$51,648
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,370/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,966
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,333
−HK$1,386/mo
Today · 4.125%
HK$53,719
baseline
▲ 0.50% · 4.625%
HK$56,551
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,438/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,448
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,110
−HK$1,690/mo
Today · 4.125%
HK$56,800
baseline
▲ 0.50% · 4.625%
HK$60,256
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,600/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,460
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,055
−HK$1,618/mo
Today · 4.125%
HK$62,673
baseline
▲ 0.50% · 4.625%
HK$65,976
+HK$3,303/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,346/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,719
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,856
−HK$2,172/mo
Today · 4.125%
HK$73,028
baseline
▲ 0.50% · 4.625%
HK$77,472
+HK$4,444/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,056/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,449
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,499
−HK$2,080/mo
Today · 4.125%
HK$80,579
baseline
▲ 0.50% · 4.625%
HK$84,827
+HK$4,248/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,158/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,842 · Scale 2, in force from 26 Feb 2026)