LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,178
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,365
−HK$1,207/mo
Today · 4.125%
HK$40,572
baseline
▲ 0.50% · 4.625%
HK$43,041
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,144/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,473
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,612
−HK$1,155/mo
Today · 4.125%
HK$44,767
baseline
▲ 0.50% · 4.625%
HK$47,127
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,534/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,813
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,239
−HK$1,447/mo
Today · 4.125%
HK$48,686
baseline
▲ 0.50% · 4.625%
HK$51,649
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,372/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,967
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,334
−HK$1,387/mo
Today · 4.125%
HK$53,721
baseline
▲ 0.50% · 4.625%
HK$56,552
+HK$2,831/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,442/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,449
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,112
−HK$1,689/mo
Today · 4.125%
HK$56,801
baseline
▲ 0.50% · 4.625%
HK$60,257
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,602/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,462
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,056
−HK$1,618/mo
Today · 4.125%
HK$62,674
baseline
▲ 0.50% · 4.625%
HK$65,978
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,348/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,720
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,858
−HK$2,172/mo
Today · 4.125%
HK$73,030
baseline
▲ 0.50% · 4.625%
HK$77,473
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,060/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,451
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,501
−HK$2,080/mo
Today · 4.125%
HK$80,581
baseline
▲ 0.50% · 4.625%
HK$84,828
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,162/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,856 · Scale 2, in force from 26 Feb 2026)