LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,179
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,366
−HK$1,207/mo
Today · 4.125%
HK$40,573
baseline
▲ 0.50% · 4.625%
HK$43,042
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,146/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,473
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,613
−HK$1,155/mo
Today · 4.125%
HK$44,768
baseline
▲ 0.50% · 4.625%
HK$47,128
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,536/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,815
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,240
−HK$1,447/mo
Today · 4.125%
HK$48,687
baseline
▲ 0.50% · 4.625%
HK$51,650
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,374/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,968
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,335
−HK$1,387/mo
Today · 4.125%
HK$53,722
baseline
▲ 0.50% · 4.625%
HK$56,554
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,444/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,450
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,113
−HK$1,689/mo
Today · 4.125%
HK$56,802
baseline
▲ 0.50% · 4.625%
HK$60,258
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,604/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,463
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,058
−HK$1,617/mo
Today · 4.125%
HK$62,675
baseline
▲ 0.50% · 4.625%
HK$65,979
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,350/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,722
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,859
−HK$2,172/mo
Today · 4.125%
HK$73,031
baseline
▲ 0.50% · 4.625%
HK$77,475
+HK$4,444/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,062/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,452
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,503
−HK$2,080/mo
Today · 4.125%
HK$80,583
baseline
▲ 0.50% · 4.625%
HK$84,830
+HK$4,247/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,166/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,870 · Scale 2, in force from 26 Feb 2026)