LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,180
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,367
−HK$1,207/mo
Today · 4.125%
HK$40,574
baseline
▲ 0.50% · 4.625%
HK$43,043
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,148/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,475
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,614
−HK$1,155/mo
Today · 4.125%
HK$44,769
baseline
▲ 0.50% · 4.625%
HK$47,129
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,538/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,816
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,241
−HK$1,448/mo
Today · 4.125%
HK$48,689
baseline
▲ 0.50% · 4.625%
HK$51,651
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,378/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,970
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,337
−HK$1,386/mo
Today · 4.125%
HK$53,723
baseline
▲ 0.50% · 4.625%
HK$56,555
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,446/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,452
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,114
−HK$1,690/mo
Today · 4.125%
HK$56,804
baseline
▲ 0.50% · 4.625%
HK$60,260
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,608/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,464
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,059
−HK$1,618/mo
Today · 4.125%
HK$62,677
baseline
▲ 0.50% · 4.625%
HK$65,981
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,354/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,724
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,861
−HK$2,172/mo
Today · 4.125%
HK$73,033
baseline
▲ 0.50% · 4.625%
HK$77,477
+HK$4,444/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,066/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,454
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,505
−HK$2,080/mo
Today · 4.125%
HK$80,585
baseline
▲ 0.50% · 4.625%
HK$84,833
+HK$4,248/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,170/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,887 · Scale 2, in force from 26 Feb 2026)