LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,180
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,368
−HK$1,207/mo
Today · 4.125%
HK$40,575
baseline
▲ 0.50% · 4.625%
HK$43,044
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,150/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,475
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,615
−HK$1,155/mo
Today · 4.125%
HK$44,770
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,540/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,817
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,242
−HK$1,448/mo
Today · 4.125%
HK$48,690
baseline
▲ 0.50% · 4.625%
HK$51,652
+HK$2,962/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,380/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,970
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,337
−HK$1,387/mo
Today · 4.125%
HK$53,724
baseline
▲ 0.50% · 4.625%
HK$56,556
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,448/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,453
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,690/mo
Today · 4.125%
HK$56,805
baseline
▲ 0.50% · 4.625%
HK$60,261
+HK$3,456/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,610/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,466
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$61,060
−HK$1,618/mo
Today · 4.125%
HK$62,678
baseline
▲ 0.50% · 4.625%
HK$65,982
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,356/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,725
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,863
−HK$2,172/mo
Today · 4.125%
HK$73,035
baseline
▲ 0.50% · 4.625%
HK$77,478
+HK$4,443/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,070/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,456
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,506
−HK$2,080/mo
Today · 4.125%
HK$80,586
baseline
▲ 0.50% · 4.625%
HK$84,834
+HK$4,248/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,172/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,898 · Scale 2, in force from 26 Feb 2026)