LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,183
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,371
−HK$1,207/mo
Today · 4.125%
HK$40,578
baseline
▲ 0.50% · 4.625%
HK$43,047
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,156/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,479
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,618
−HK$1,156/mo
Today · 4.125%
HK$44,774
baseline
▲ 0.50% · 4.625%
HK$47,134
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,548/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,820
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,245
−HK$1,448/mo
Today · 4.125%
HK$48,693
baseline
▲ 0.50% · 4.625%
HK$51,656
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,386/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,974
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,342
−HK$1,386/mo
Today · 4.125%
HK$53,728
baseline
▲ 0.50% · 4.625%
HK$56,561
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,456/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,457
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,120
−HK$1,689/mo
Today · 4.125%
HK$56,809
baseline
▲ 0.50% · 4.625%
HK$60,266
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,618/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,470
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,065
−HK$1,618/mo
Today · 4.125%
HK$62,683
baseline
▲ 0.50% · 4.625%
HK$65,987
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,366/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,730
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,868
−HK$2,172/mo
Today · 4.125%
HK$73,040
baseline
▲ 0.50% · 4.625%
HK$77,485
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,080/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,462
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,512
−HK$2,081/mo
Today · 4.125%
HK$80,593
baseline
▲ 0.50% · 4.625%
HK$84,841
+HK$4,248/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,186/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,947 · Scale 2, in force from 26 Feb 2026)