LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,186
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,373
−HK$1,207/mo
Today · 4.125%
HK$40,580
baseline
▲ 0.50% · 4.625%
HK$43,049
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,160/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,481
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,620
−HK$1,156/mo
Today · 4.125%
HK$44,776
baseline
▲ 0.50% · 4.625%
HK$47,136
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,552/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,823
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,248
−HK$1,448/mo
Today · 4.125%
HK$48,696
baseline
▲ 0.50% · 4.625%
HK$51,659
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,392/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,977
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,344
−HK$1,387/mo
Today · 4.125%
HK$53,731
baseline
▲ 0.50% · 4.625%
HK$56,564
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,462/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,460
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,123
−HK$1,689/mo
Today · 4.125%
HK$56,812
baseline
▲ 0.50% · 4.625%
HK$60,269
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,624/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,473
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,068
−HK$1,619/mo
Today · 4.125%
HK$62,687
baseline
▲ 0.50% · 4.625%
HK$65,991
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,374/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,734
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,872
−HK$2,172/mo
Today · 4.125%
HK$73,044
baseline
▲ 0.50% · 4.625%
HK$77,489
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,088/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,466
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,517
−HK$2,080/mo
Today · 4.125%
HK$80,597
baseline
▲ 0.50% · 4.625%
HK$84,845
+HK$4,248/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,194/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,981 · Scale 2, in force from 26 Feb 2026)