LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,186
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,374
−HK$1,207/mo
Today · 4.125%
HK$40,581
baseline
▲ 0.50% · 4.625%
HK$43,050
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,162/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,482
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,621
−HK$1,156/mo
Today · 4.125%
HK$44,777
baseline
▲ 0.50% · 4.625%
HK$47,137
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,554/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,823
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,249
−HK$1,448/mo
Today · 4.125%
HK$48,697
baseline
▲ 0.50% · 4.625%
HK$51,660
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,394/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,978
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,345
−HK$1,387/mo
Today · 4.125%
HK$53,732
baseline
▲ 0.50% · 4.625%
HK$56,565
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,464/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,461
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,124
−HK$1,689/mo
Today · 4.125%
HK$56,813
baseline
▲ 0.50% · 4.625%
HK$60,270
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,626/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,474
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,070
−HK$1,618/mo
Today · 4.125%
HK$62,688
baseline
▲ 0.50% · 4.625%
HK$65,992
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,376/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,735
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,873
−HK$2,172/mo
Today · 4.125%
HK$73,045
baseline
▲ 0.50% · 4.625%
HK$77,490
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,090/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,467
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,518
−HK$2,080/mo
Today · 4.125%
HK$80,598
baseline
▲ 0.50% · 4.625%
HK$84,847
+HK$4,249/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,196/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$627,992 · Scale 2, in force from 26 Feb 2026)