LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,187
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,375
−HK$1,207/mo
Today · 4.125%
HK$40,582
baseline
▲ 0.50% · 4.625%
HK$43,051
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,164/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,483
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,622
−HK$1,156/mo
Today · 4.125%
HK$44,778
baseline
▲ 0.50% · 4.625%
HK$47,138
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,556/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,825
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,250
−HK$1,448/mo
Today · 4.125%
HK$48,698
baseline
▲ 0.50% · 4.625%
HK$51,661
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,396/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,979
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,347
−HK$1,387/mo
Today · 4.125%
HK$53,734
baseline
▲ 0.50% · 4.625%
HK$56,566
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,468/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,462
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,125
−HK$1,690/mo
Today · 4.125%
HK$56,815
baseline
▲ 0.50% · 4.625%
HK$60,272
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,630/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,476
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,071
−HK$1,618/mo
Today · 4.125%
HK$62,689
baseline
▲ 0.50% · 4.625%
HK$65,994
+HK$3,305/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,378/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,737
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,875
−HK$2,172/mo
Today · 4.125%
HK$73,047
baseline
▲ 0.50% · 4.625%
HK$77,492
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,094/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,469
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,520
−HK$2,081/mo
Today · 4.125%
HK$80,601
baseline
▲ 0.50% · 4.625%
HK$84,849
+HK$4,248/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,202/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,009 · Scale 2, in force from 26 Feb 2026)