LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,188
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,375
−HK$1,207/mo
Today · 4.125%
HK$40,582
baseline
▲ 0.50% · 4.625%
HK$43,052
+HK$2,470/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,164/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,483
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,623
−HK$1,155/mo
Today · 4.125%
HK$44,778
baseline
▲ 0.50% · 4.625%
HK$47,139
+HK$2,361/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,556/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,825
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,250
−HK$1,449/mo
Today · 4.125%
HK$48,699
baseline
▲ 0.50% · 4.625%
HK$51,662
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,398/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,980
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,347
−HK$1,387/mo
Today · 4.125%
HK$53,734
baseline
▲ 0.50% · 4.625%
HK$56,567
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,468/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,463
−HK$3,352/mo
▼ 0.25% · 3.875%
HK$55,126
−HK$1,689/mo
Today · 4.125%
HK$56,815
baseline
▲ 0.50% · 4.625%
HK$60,272
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,630/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,477
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,072
−HK$1,618/mo
Today · 4.125%
HK$62,690
baseline
▲ 0.50% · 4.625%
HK$65,994
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,380/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,738
−HK$4,310/mo
▼ 0.25% · 3.875%
HK$70,876
−HK$2,172/mo
Today · 4.125%
HK$73,048
baseline
▲ 0.50% · 4.625%
HK$77,493
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,096/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,470
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,521
−HK$2,080/mo
Today · 4.125%
HK$80,601
baseline
▲ 0.50% · 4.625%
HK$84,850
+HK$4,249/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,202/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,014 · Scale 2, in force from 26 Feb 2026)