LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,189
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,377
−HK$1,207/mo
Today · 4.125%
HK$40,584
baseline
▲ 0.50% · 4.625%
HK$43,054
+HK$2,470/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,168/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,485
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,625
−HK$1,156/mo
Today · 4.125%
HK$44,781
baseline
▲ 0.50% · 4.625%
HK$47,141
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,562/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,827
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,253
−HK$1,448/mo
Today · 4.125%
HK$48,701
baseline
▲ 0.50% · 4.625%
HK$51,664
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,402/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,982
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,350
−HK$1,387/mo
Today · 4.125%
HK$53,737
baseline
▲ 0.50% · 4.625%
HK$56,569
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,474/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,465
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,128
−HK$1,690/mo
Today · 4.125%
HK$56,818
baseline
▲ 0.50% · 4.625%
HK$60,275
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,636/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,479
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,075
−HK$1,618/mo
Today · 4.125%
HK$62,693
baseline
▲ 0.50% · 4.625%
HK$65,998
+HK$3,305/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,386/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,741
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,879
−HK$2,173/mo
Today · 4.125%
HK$73,052
baseline
▲ 0.50% · 4.625%
HK$77,497
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,104/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,474
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$78,525
−HK$2,080/mo
Today · 4.125%
HK$80,605
baseline
▲ 0.50% · 4.625%
HK$84,854
+HK$4,249/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,210/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,045 · Scale 2, in force from 26 Feb 2026)