LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,190
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,378
−HK$1,207/mo
Today · 4.125%
HK$40,585
baseline
▲ 0.50% · 4.625%
HK$43,055
+HK$2,470/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,170/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,486
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,626
−HK$1,156/mo
Today · 4.125%
HK$44,782
baseline
▲ 0.50% · 4.625%
HK$47,142
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,564/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,828
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,254
−HK$1,448/mo
Today · 4.125%
HK$48,702
baseline
▲ 0.50% · 4.625%
HK$51,665
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,404/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,983
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,351
−HK$1,387/mo
Today · 4.125%
HK$53,738
baseline
▲ 0.50% · 4.625%
HK$56,570
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,476/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,466
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,129
−HK$1,690/mo
Today · 4.125%
HK$56,819
baseline
▲ 0.50% · 4.625%
HK$60,276
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,638/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,481
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,076
−HK$1,618/mo
Today · 4.125%
HK$62,694
baseline
▲ 0.50% · 4.625%
HK$65,999
+HK$3,305/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,388/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,742
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,881
−HK$2,172/mo
Today · 4.125%
HK$73,053
baseline
▲ 0.50% · 4.625%
HK$77,498
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,106/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,475
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,526
−HK$2,081/mo
Today · 4.125%
HK$80,607
baseline
▲ 0.50% · 4.625%
HK$84,856
+HK$4,249/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,214/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,057 · Scale 2, in force from 26 Feb 2026)