LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,191
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,379
−HK$1,207/mo
Today · 4.125%
HK$40,586
baseline
▲ 0.50% · 4.625%
HK$43,055
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,172/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,487
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,626
−HK$1,156/mo
Today · 4.125%
HK$44,782
baseline
▲ 0.50% · 4.625%
HK$47,143
+HK$2,361/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,564/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,829
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,254
−HK$1,449/mo
Today · 4.125%
HK$48,703
baseline
▲ 0.50% · 4.625%
HK$51,666
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,406/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,984
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,351
−HK$1,388/mo
Today · 4.125%
HK$53,739
baseline
▲ 0.50% · 4.625%
HK$56,571
+HK$2,832/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,478/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,467
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,130
−HK$1,690/mo
Today · 4.125%
HK$56,820
baseline
▲ 0.50% · 4.625%
HK$60,277
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,640/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,481
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,077
−HK$1,618/mo
Today · 4.125%
HK$62,695
baseline
▲ 0.50% · 4.625%
HK$66,000
+HK$3,305/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,390/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,743
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,881
−HK$2,173/mo
Today · 4.125%
HK$73,054
baseline
▲ 0.50% · 4.625%
HK$77,499
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,108/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,476
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,527
−HK$2,081/mo
Today · 4.125%
HK$80,608
baseline
▲ 0.50% · 4.625%
HK$84,857
+HK$4,249/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,216/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,065 · Scale 2, in force from 26 Feb 2026)