LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,191
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,379
−HK$1,207/mo
Today · 4.125%
HK$40,586
baseline
▲ 0.50% · 4.625%
HK$43,055
+HK$2,469/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,172/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,487
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,627
−HK$1,156/mo
Today · 4.125%
HK$44,783
baseline
▲ 0.50% · 4.625%
HK$47,143
+HK$2,360/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,566/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,829
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,255
−HK$1,448/mo
Today · 4.125%
HK$48,703
baseline
▲ 0.50% · 4.625%
HK$51,667
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,406/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,985
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,352
−HK$1,387/mo
Today · 4.125%
HK$53,739
baseline
▲ 0.50% · 4.625%
HK$56,572
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,478/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,467
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,131
−HK$1,689/mo
Today · 4.125%
HK$56,820
baseline
▲ 0.50% · 4.625%
HK$60,278
+HK$3,458/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,640/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,482
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,077
−HK$1,619/mo
Today · 4.125%
HK$62,696
baseline
▲ 0.50% · 4.625%
HK$66,000
+HK$3,304/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,392/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,744
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,882
−HK$2,173/mo
Today · 4.125%
HK$73,055
baseline
▲ 0.50% · 4.625%
HK$77,500
+HK$4,445/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,110/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,477
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,528
−HK$2,081/mo
Today · 4.125%
HK$80,609
baseline
▲ 0.50% · 4.625%
HK$84,858
+HK$4,249/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,218/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,071 · Scale 2, in force from 26 Feb 2026)