LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,194
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,382
−HK$1,207/mo
Today · 4.125%
HK$40,589
baseline
▲ 0.50% · 4.625%
HK$43,059
+HK$2,470/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$81,178/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,490
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,630
−HK$1,156/mo
Today · 4.125%
HK$44,786
baseline
▲ 0.50% · 4.625%
HK$47,147
+HK$2,361/mo
Deposit HK$8.37M · loan HK$8.37M · min. income ≈ HK$89,572/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,833
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,258
−HK$1,449/mo
Today · 4.125%
HK$48,707
baseline
▲ 0.50% · 4.625%
HK$51,671
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,414/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,988
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,356
−HK$1,387/mo
Today · 4.125%
HK$53,743
baseline
▲ 0.50% · 4.625%
HK$56,576
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,486/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,472
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,135
−HK$1,690/mo
Today · 4.125%
HK$56,825
baseline
▲ 0.50% · 4.625%
HK$60,282
+HK$3,457/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$113,650/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,487
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$61,082
−HK$1,618/mo
Today · 4.125%
HK$62,700
baseline
▲ 0.50% · 4.625%
HK$66,005
+HK$3,305/mo
Deposit HK$5.02M · loan HK$11.72M · min. income ≈ HK$125,400/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,749
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,888
−HK$2,172/mo
Today · 4.125%
HK$73,060
baseline
▲ 0.50% · 4.625%
HK$77,506
+HK$4,446/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$146,120/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,483
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,534
−HK$2,081/mo
Today · 4.125%
HK$80,615
baseline
▲ 0.50% · 4.625%
HK$84,864
+HK$4,249/mo
Deposit HK$1.67M · loan HK$15.07M · min. income ≈ HK$161,230/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,120 · Scale 2, in force from 26 Feb 2026)