LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,195
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,383
−HK$1,208/mo
Today · 4.125%
HK$40,591
baseline
▲ 0.50% · 4.625%
HK$43,060
+HK$2,469/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,182/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,492
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,632
−HK$1,156/mo
Today · 4.125%
HK$44,788
baseline
▲ 0.50% · 4.625%
HK$47,148
+HK$2,360/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,576/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,834
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,260
−HK$1,449/mo
Today · 4.125%
HK$48,709
baseline
▲ 0.50% · 4.625%
HK$51,672
+HK$2,963/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,418/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,990
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,358
−HK$1,387/mo
Today · 4.125%
HK$53,745
baseline
▲ 0.50% · 4.625%
HK$56,578
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,490/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,473
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,137
−HK$1,690/mo
Today · 4.125%
HK$56,827
baseline
▲ 0.50% · 4.625%
HK$60,285
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,654/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,489
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,084
−HK$1,619/mo
Today · 4.125%
HK$62,703
baseline
▲ 0.50% · 4.625%
HK$66,008
+HK$3,305/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,406/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,752
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,890
−HK$2,173/mo
Today · 4.125%
HK$73,063
baseline
▲ 0.50% · 4.625%
HK$77,509
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,126/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,485
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,537
−HK$2,081/mo
Today · 4.125%
HK$80,618
baseline
▲ 0.50% · 4.625%
HK$84,867
+HK$4,249/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,236/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,143 · Scale 2, in force from 26 Feb 2026)