LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,197
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,385
−HK$1,207/mo
Today · 4.125%
HK$40,592
baseline
▲ 0.50% · 4.625%
HK$43,062
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,184/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,493
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,633
−HK$1,156/mo
Today · 4.125%
HK$44,789
baseline
▲ 0.50% · 4.625%
HK$47,150
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,578/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,836
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,262
−HK$1,448/mo
Today · 4.125%
HK$48,710
baseline
▲ 0.50% · 4.625%
HK$51,674
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,420/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,992
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,360
−HK$1,387/mo
Today · 4.125%
HK$53,747
baseline
▲ 0.50% · 4.625%
HK$56,580
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,494/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,475
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,139
−HK$1,690/mo
Today · 4.125%
HK$56,829
baseline
▲ 0.50% · 4.625%
HK$60,286
+HK$3,457/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,658/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,491
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,086
−HK$1,619/mo
Today · 4.125%
HK$62,705
baseline
▲ 0.50% · 4.625%
HK$66,010
+HK$3,305/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,410/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,754
−HK$4,311/mo
▼ 0.25% · 3.875%
HK$70,892
−HK$2,173/mo
Today · 4.125%
HK$73,065
baseline
▲ 0.50% · 4.625%
HK$77,511
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,130/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,488
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,539
−HK$2,081/mo
Today · 4.125%
HK$80,620
baseline
▲ 0.50% · 4.625%
HK$84,870
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,240/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,163 · Scale 2, in force from 26 Feb 2026)