LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,197
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,386
−HK$1,207/mo
Today · 4.125%
HK$40,593
baseline
▲ 0.50% · 4.625%
HK$43,063
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,186/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,494
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,634
−HK$1,156/mo
Today · 4.125%
HK$44,790
baseline
▲ 0.50% · 4.625%
HK$47,151
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,580/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,837
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,263
−HK$1,448/mo
Today · 4.125%
HK$48,711
baseline
▲ 0.50% · 4.625%
HK$51,675
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,422/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,993
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,361
−HK$1,387/mo
Today · 4.125%
HK$53,748
baseline
▲ 0.50% · 4.625%
HK$56,581
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,496/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,476
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,140
−HK$1,690/mo
Today · 4.125%
HK$56,830
baseline
▲ 0.50% · 4.625%
HK$60,288
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,660/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,492
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,088
−HK$1,618/mo
Today · 4.125%
HK$62,706
baseline
▲ 0.50% · 4.625%
HK$66,012
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,412/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,755
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,894
−HK$2,173/mo
Today · 4.125%
HK$73,067
baseline
▲ 0.50% · 4.625%
HK$77,513
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,134/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,490
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,541
−HK$2,081/mo
Today · 4.125%
HK$80,622
baseline
▲ 0.50% · 4.625%
HK$84,872
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,244/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,178 · Scale 2, in force from 26 Feb 2026)