LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,198
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,386
−HK$1,207/mo
Today · 4.125%
HK$40,593
baseline
▲ 0.50% · 4.625%
HK$43,063
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,186/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,495
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,635
−HK$1,156/mo
Today · 4.125%
HK$44,791
baseline
▲ 0.50% · 4.625%
HK$47,152
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,582/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,838
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,263
−HK$1,449/mo
Today · 4.125%
HK$48,712
baseline
▲ 0.50% · 4.625%
HK$51,676
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,424/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,994
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,362
−HK$1,387/mo
Today · 4.125%
HK$53,749
baseline
▲ 0.50% · 4.625%
HK$56,582
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,498/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,477
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,141
−HK$1,690/mo
Today · 4.125%
HK$56,831
baseline
▲ 0.50% · 4.625%
HK$60,289
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,662/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,493
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,088
−HK$1,619/mo
Today · 4.125%
HK$62,707
baseline
▲ 0.50% · 4.625%
HK$66,013
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,414/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,756
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,895
−HK$2,173/mo
Today · 4.125%
HK$73,068
baseline
▲ 0.50% · 4.625%
HK$77,514
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,136/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,491
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,542
−HK$2,081/mo
Today · 4.125%
HK$80,623
baseline
▲ 0.50% · 4.625%
HK$84,873
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,246/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,187 · Scale 2, in force from 26 Feb 2026)