LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,200
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,388
−HK$1,207/mo
Today · 4.125%
HK$40,595
baseline
▲ 0.50% · 4.625%
HK$43,065
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,190/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,497
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,636
−HK$1,157/mo
Today · 4.125%
HK$44,793
baseline
▲ 0.50% · 4.625%
HK$47,154
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,586/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,840
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,265
−HK$1,449/mo
Today · 4.125%
HK$48,714
baseline
▲ 0.50% · 4.625%
HK$51,678
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,428/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,996
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,364
−HK$1,387/mo
Today · 4.125%
HK$53,751
baseline
▲ 0.50% · 4.625%
HK$56,585
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,502/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,479
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,143
−HK$1,690/mo
Today · 4.125%
HK$56,833
baseline
▲ 0.50% · 4.625%
HK$60,291
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,666/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,495
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,091
−HK$1,619/mo
Today · 4.125%
HK$62,710
baseline
▲ 0.50% · 4.625%
HK$66,015
+HK$3,305/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,420/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,759
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,898
−HK$2,173/mo
Today · 4.125%
HK$73,071
baseline
▲ 0.50% · 4.625%
HK$77,517
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,142/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,494
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,546
−HK$2,081/mo
Today · 4.125%
HK$80,627
baseline
▲ 0.50% · 4.625%
HK$84,877
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,254/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,213 · Scale 2, in force from 26 Feb 2026)