LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,201
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,389
−HK$1,207/mo
Today · 4.125%
HK$40,596
baseline
▲ 0.50% · 4.625%
HK$43,067
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,192/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,498
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,638
−HK$1,156/mo
Today · 4.125%
HK$44,794
baseline
▲ 0.50% · 4.625%
HK$47,155
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,588/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,841
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,267
−HK$1,449/mo
Today · 4.125%
HK$48,716
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,432/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,998
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,365
−HK$1,388/mo
Today · 4.125%
HK$53,753
baseline
▲ 0.50% · 4.625%
HK$56,586
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,506/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,481
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,145
−HK$1,690/mo
Today · 4.125%
HK$56,835
baseline
▲ 0.50% · 4.625%
HK$60,293
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,670/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,497
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,093
−HK$1,619/mo
Today · 4.125%
HK$62,712
baseline
▲ 0.50% · 4.625%
HK$66,017
+HK$3,305/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,424/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,762
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,900
−HK$2,174/mo
Today · 4.125%
HK$73,074
baseline
▲ 0.50% · 4.625%
HK$77,520
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,148/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,497
−HK$4,132/mo
▼ 0.25% · 3.875%
HK$78,548
−HK$2,081/mo
Today · 4.125%
HK$80,629
baseline
▲ 0.50% · 4.625%
HK$84,880
+HK$4,251/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,258/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,234 · Scale 2, in force from 26 Feb 2026)