LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,201
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,389
−HK$1,208/mo
Today · 4.125%
HK$40,597
baseline
▲ 0.50% · 4.625%
HK$43,067
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,194/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,498
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,638
−HK$1,157/mo
Today · 4.125%
HK$44,795
baseline
▲ 0.50% · 4.625%
HK$47,156
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,590/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,841
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,267
−HK$1,449/mo
Today · 4.125%
HK$48,716
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,432/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,998
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,366
−HK$1,387/mo
Today · 4.125%
HK$53,753
baseline
▲ 0.50% · 4.625%
HK$56,587
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,506/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,482
−HK$3,353/mo
▼ 0.25% · 3.875%
HK$55,145
−HK$1,690/mo
Today · 4.125%
HK$56,835
baseline
▲ 0.50% · 4.625%
HK$60,294
+HK$3,459/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,670/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,498
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$61,094
−HK$1,618/mo
Today · 4.125%
HK$62,712
baseline
▲ 0.50% · 4.625%
HK$66,018
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,424/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,762
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,901
−HK$2,173/mo
Today · 4.125%
HK$73,074
baseline
▲ 0.50% · 4.625%
HK$77,521
+HK$4,447/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,148/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,497
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,549
−HK$2,081/mo
Today · 4.125%
HK$80,630
baseline
▲ 0.50% · 4.625%
HK$84,880
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,260/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,239 · Scale 2, in force from 26 Feb 2026)