LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,202
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,390
−HK$1,208/mo
Today · 4.125%
HK$40,598
baseline
▲ 0.50% · 4.625%
HK$43,068
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,196/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,500
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,639
−HK$1,157/mo
Today · 4.125%
HK$44,796
baseline
▲ 0.50% · 4.625%
HK$47,157
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,592/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,843
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,269
−HK$1,448/mo
Today · 4.125%
HK$48,717
baseline
▲ 0.50% · 4.625%
HK$51,682
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,434/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,999
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,367
−HK$1,388/mo
Today · 4.125%
HK$53,755
baseline
▲ 0.50% · 4.625%
HK$56,588
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,510/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,483
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,147
−HK$1,690/mo
Today · 4.125%
HK$56,837
baseline
▲ 0.50% · 4.625%
HK$60,295
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,674/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,499
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,095
−HK$1,619/mo
Today · 4.125%
HK$62,714
baseline
▲ 0.50% · 4.625%
HK$66,020
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,428/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,764
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,903
−HK$2,173/mo
Today · 4.125%
HK$73,076
baseline
▲ 0.50% · 4.625%
HK$77,522
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,152/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,499
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,551
−HK$2,081/mo
Today · 4.125%
HK$80,632
baseline
▲ 0.50% · 4.625%
HK$84,882
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,264/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,255 · Scale 2, in force from 26 Feb 2026)