LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,204
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,392
−HK$1,207/mo
Today · 4.125%
HK$40,599
baseline
▲ 0.50% · 4.625%
HK$43,070
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,198/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,501
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,641
−HK$1,156/mo
Today · 4.125%
HK$44,797
baseline
▲ 0.50% · 4.625%
HK$47,159
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,594/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,844
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,270
−HK$1,449/mo
Today · 4.125%
HK$48,719
baseline
▲ 0.50% · 4.625%
HK$51,684
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,438/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,001
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,369
−HK$1,388/mo
Today · 4.125%
HK$53,757
baseline
▲ 0.50% · 4.625%
HK$56,590
+HK$2,833/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,514/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,485
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,149
−HK$1,690/mo
Today · 4.125%
HK$56,839
baseline
▲ 0.50% · 4.625%
HK$60,297
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,678/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,501
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,097
−HK$1,619/mo
Today · 4.125%
HK$62,716
baseline
▲ 0.50% · 4.625%
HK$66,022
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,432/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,766
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,905
−HK$2,174/mo
Today · 4.125%
HK$73,079
baseline
▲ 0.50% · 4.625%
HK$77,525
+HK$4,446/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,158/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,502
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,554
−HK$2,081/mo
Today · 4.125%
HK$80,635
baseline
▲ 0.50% · 4.625%
HK$84,885
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,270/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,278 · Scale 2, in force from 26 Feb 2026)