LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,205
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,393
−HK$1,208/mo
Today · 4.125%
HK$40,601
baseline
▲ 0.50% · 4.625%
HK$43,071
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,202/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,502
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,642
−HK$1,157/mo
Today · 4.125%
HK$44,799
baseline
▲ 0.50% · 4.625%
HK$47,160
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,598/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,846
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,272
−HK$1,449/mo
Today · 4.125%
HK$48,721
baseline
▲ 0.50% · 4.625%
HK$51,685
+HK$2,964/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,442/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,003
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,371
−HK$1,387/mo
Today · 4.125%
HK$53,758
baseline
▲ 0.50% · 4.625%
HK$56,592
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,516/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,487
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,150
−HK$1,691/mo
Today · 4.125%
HK$56,841
baseline
▲ 0.50% · 4.625%
HK$60,299
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,682/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,503
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,099
−HK$1,619/mo
Today · 4.125%
HK$62,718
baseline
▲ 0.50% · 4.625%
HK$66,024
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,436/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,769
−HK$4,312/mo
▼ 0.25% · 3.875%
HK$70,908
−HK$2,173/mo
Today · 4.125%
HK$73,081
baseline
▲ 0.50% · 4.625%
HK$77,528
+HK$4,447/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,162/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,504
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,556
−HK$2,082/mo
Today · 4.125%
HK$80,638
baseline
▲ 0.50% · 4.625%
HK$84,888
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,276/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,297 · Scale 2, in force from 26 Feb 2026)