LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,206
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,394
−HK$1,208/mo
Today · 4.125%
HK$40,602
baseline
▲ 0.50% · 4.625%
HK$43,072
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,204/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,504
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,643
−HK$1,157/mo
Today · 4.125%
HK$44,800
baseline
▲ 0.50% · 4.625%
HK$47,161
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,600/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,847
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,273
−HK$1,449/mo
Today · 4.125%
HK$48,722
baseline
▲ 0.50% · 4.625%
HK$51,687
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,444/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,004
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,372
−HK$1,388/mo
Today · 4.125%
HK$53,760
baseline
▲ 0.50% · 4.625%
HK$56,594
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,520/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,488
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,152
−HK$1,690/mo
Today · 4.125%
HK$56,842
baseline
▲ 0.50% · 4.625%
HK$60,301
+HK$3,459/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,684/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,505
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,101
−HK$1,619/mo
Today · 4.125%
HK$62,720
baseline
▲ 0.50% · 4.625%
HK$66,026
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,440/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,770
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,909
−HK$2,174/mo
Today · 4.125%
HK$73,083
baseline
▲ 0.50% · 4.625%
HK$77,530
+HK$4,447/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,166/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,506
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,558
−HK$2,082/mo
Today · 4.125%
HK$80,640
baseline
▲ 0.50% · 4.625%
HK$84,890
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,280/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,314 · Scale 2, in force from 26 Feb 2026)