LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,207
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,395
−HK$1,208/mo
Today · 4.125%
HK$40,603
baseline
▲ 0.50% · 4.625%
HK$43,073
+HK$2,470/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,206/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,504
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,644
−HK$1,157/mo
Today · 4.125%
HK$44,801
baseline
▲ 0.50% · 4.625%
HK$47,162
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,602/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,848
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,274
−HK$1,449/mo
Today · 4.125%
HK$48,723
baseline
▲ 0.50% · 4.625%
HK$51,688
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,446/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,005
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,373
−HK$1,388/mo
Today · 4.125%
HK$53,761
baseline
▲ 0.50% · 4.625%
HK$56,595
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,522/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,489
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,153
−HK$1,691/mo
Today · 4.125%
HK$56,844
baseline
▲ 0.50% · 4.625%
HK$60,302
+HK$3,458/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,688/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,506
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,102
−HK$1,619/mo
Today · 4.125%
HK$62,721
baseline
▲ 0.50% · 4.625%
HK$66,027
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,442/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,772
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,911
−HK$2,174/mo
Today · 4.125%
HK$73,085
baseline
▲ 0.50% · 4.625%
HK$77,532
+HK$4,447/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,170/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,508
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,560
−HK$2,082/mo
Today · 4.125%
HK$80,642
baseline
▲ 0.50% · 4.625%
HK$84,892
+HK$4,250/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,284/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,328 · Scale 2, in force from 26 Feb 2026)