LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,207
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,396
−HK$1,207/mo
Today · 4.125%
HK$40,603
baseline
▲ 0.50% · 4.625%
HK$43,074
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,206/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,505
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,645
−HK$1,157/mo
Today · 4.125%
HK$44,802
baseline
▲ 0.50% · 4.625%
HK$47,163
+HK$2,361/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,604/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,849
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,275
−HK$1,449/mo
Today · 4.125%
HK$48,724
baseline
▲ 0.50% · 4.625%
HK$51,689
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,448/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,006
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,374
−HK$1,388/mo
Today · 4.125%
HK$53,762
baseline
▲ 0.50% · 4.625%
HK$56,596
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,524/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,490
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,154
−HK$1,691/mo
Today · 4.125%
HK$56,845
baseline
▲ 0.50% · 4.625%
HK$60,304
+HK$3,459/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,690/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,507
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$61,103
−HK$1,619/mo
Today · 4.125%
HK$62,722
baseline
▲ 0.50% · 4.625%
HK$66,029
+HK$3,307/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,444/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,773
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,913
−HK$2,173/mo
Today · 4.125%
HK$73,086
baseline
▲ 0.50% · 4.625%
HK$77,533
+HK$4,447/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,172/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,510
−HK$4,133/mo
▼ 0.25% · 3.875%
HK$78,562
−HK$2,081/mo
Today · 4.125%
HK$80,643
baseline
▲ 0.50% · 4.625%
HK$84,894
+HK$4,251/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,286/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,341 · Scale 2, in force from 26 Feb 2026)