LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,209
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,398
−HK$1,207/mo
Today · 4.125%
HK$40,605
baseline
▲ 0.50% · 4.625%
HK$43,076
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,210/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,507
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,647
−HK$1,157/mo
Today · 4.125%
HK$44,804
baseline
▲ 0.50% · 4.625%
HK$47,166
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,608/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,851
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,277
−HK$1,449/mo
Today · 4.125%
HK$48,726
baseline
▲ 0.50% · 4.625%
HK$51,691
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,452/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,009
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,377
−HK$1,388/mo
Today · 4.125%
HK$53,765
baseline
▲ 0.50% · 4.625%
HK$56,599
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,530/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,493
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,157
−HK$1,690/mo
Today · 4.125%
HK$56,847
baseline
▲ 0.50% · 4.625%
HK$60,307
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,694/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,510
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,106
−HK$1,620/mo
Today · 4.125%
HK$62,726
baseline
▲ 0.50% · 4.625%
HK$66,032
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,452/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,777
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,916
−HK$2,174/mo
Today · 4.125%
HK$73,090
baseline
▲ 0.50% · 4.625%
HK$77,537
+HK$4,447/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,180/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,513
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,565
−HK$2,082/mo
Today · 4.125%
HK$80,647
baseline
▲ 0.50% · 4.625%
HK$84,898
+HK$4,251/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,294/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,372 · Scale 2, in force from 26 Feb 2026)