LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,211
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,400
−HK$1,207/mo
Today · 4.125%
HK$40,607
baseline
▲ 0.50% · 4.625%
HK$43,078
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,214/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,510
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,650
−HK$1,156/mo
Today · 4.125%
HK$44,806
baseline
▲ 0.50% · 4.625%
HK$47,168
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,612/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,853
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,280
−HK$1,449/mo
Today · 4.125%
HK$48,729
baseline
▲ 0.50% · 4.625%
HK$51,694
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,458/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,012
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,380
−HK$1,388/mo
Today · 4.125%
HK$53,768
baseline
▲ 0.50% · 4.625%
HK$56,602
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,536/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,496
−HK$3,354/mo
▼ 0.25% · 3.875%
HK$55,160
−HK$1,690/mo
Today · 4.125%
HK$56,850
baseline
▲ 0.50% · 4.625%
HK$60,310
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,700/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,513
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,110
−HK$1,619/mo
Today · 4.125%
HK$62,729
baseline
▲ 0.50% · 4.625%
HK$66,035
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,458/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,780
−HK$4,313/mo
▼ 0.25% · 3.875%
HK$70,920
−HK$2,173/mo
Today · 4.125%
HK$73,093
baseline
▲ 0.50% · 4.625%
HK$77,541
+HK$4,448/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,186/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,517
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,569
−HK$2,082/mo
Today · 4.125%
HK$80,651
baseline
▲ 0.50% · 4.625%
HK$84,902
+HK$4,251/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,302/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,404 · Scale 2, in force from 26 Feb 2026)