LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,212
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,401
−HK$1,208/mo
Today · 4.125%
HK$40,609
baseline
▲ 0.50% · 4.625%
HK$43,080
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,218/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,511
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,651
−HK$1,157/mo
Today · 4.125%
HK$44,808
baseline
▲ 0.50% · 4.625%
HK$47,170
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,616/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,855
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,281
−HK$1,449/mo
Today · 4.125%
HK$48,730
baseline
▲ 0.50% · 4.625%
HK$51,696
+HK$2,966/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$97,460/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,013
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,381
−HK$1,388/mo
Today · 4.125%
HK$53,769
baseline
▲ 0.50% · 4.625%
HK$56,603
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.05M · min. income ≈ HK$107,538/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,497
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,161
−HK$1,691/mo
Today · 4.125%
HK$56,852
baseline
▲ 0.50% · 4.625%
HK$60,311
+HK$3,459/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,704/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,515
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,111
−HK$1,620/mo
Today · 4.125%
HK$62,731
baseline
▲ 0.50% · 4.625%
HK$66,037
+HK$3,306/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,462/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,782
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,922
−HK$2,174/mo
Today · 4.125%
HK$73,096
baseline
▲ 0.50% · 4.625%
HK$77,543
+HK$4,447/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,192/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,520
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,572
−HK$2,082/mo
Today · 4.125%
HK$80,654
baseline
▲ 0.50% · 4.625%
HK$84,905
+HK$4,251/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,308/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,423 · Scale 2, in force from 26 Feb 2026)