LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,215
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,404
−HK$1,207/mo
Today · 4.125%
HK$40,611
baseline
▲ 0.50% · 4.625%
HK$43,083
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,222/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,514
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,654
−HK$1,157/mo
Today · 4.125%
HK$44,811
baseline
▲ 0.50% · 4.625%
HK$47,173
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,622/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,858
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,284
−HK$1,450/mo
Today · 4.125%
HK$48,734
baseline
▲ 0.50% · 4.625%
HK$51,699
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,468/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,017
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,385
−HK$1,388/mo
Today · 4.125%
HK$53,773
baseline
▲ 0.50% · 4.625%
HK$56,607
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,546/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,501
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,165
−HK$1,691/mo
Today · 4.125%
HK$56,856
baseline
▲ 0.50% · 4.625%
HK$60,316
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,712/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,519
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,116
−HK$1,619/mo
Today · 4.125%
HK$62,735
baseline
▲ 0.50% · 4.625%
HK$66,042
+HK$3,307/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,470/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,787
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,927
−HK$2,174/mo
Today · 4.125%
HK$73,101
baseline
▲ 0.50% · 4.625%
HK$77,549
+HK$4,448/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,202/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,525
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$78,577
−HK$2,082/mo
Today · 4.125%
HK$80,659
baseline
▲ 0.50% · 4.625%
HK$84,911
+HK$4,252/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,318/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,467 · Scale 2, in force from 26 Feb 2026)