LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,216
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,404
−HK$1,208/mo
Today · 4.125%
HK$40,612
baseline
▲ 0.50% · 4.625%
HK$43,083
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,224/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,514
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,655
−HK$1,156/mo
Today · 4.125%
HK$44,811
baseline
▲ 0.50% · 4.625%
HK$47,173
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,622/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,859
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,285
−HK$1,449/mo
Today · 4.125%
HK$48,734
baseline
▲ 0.50% · 4.625%
HK$51,700
+HK$2,966/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,468/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,017
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,386
−HK$1,388/mo
Today · 4.125%
HK$53,774
baseline
▲ 0.50% · 4.625%
HK$56,608
+HK$2,834/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,548/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,502
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,166
−HK$1,691/mo
Today · 4.125%
HK$56,857
baseline
▲ 0.50% · 4.625%
HK$60,316
+HK$3,459/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,714/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,520
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,117
−HK$1,619/mo
Today · 4.125%
HK$62,736
baseline
▲ 0.50% · 4.625%
HK$66,043
+HK$3,307/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,472/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,788
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,928
−HK$2,174/mo
Today · 4.125%
HK$73,102
baseline
▲ 0.50% · 4.625%
HK$77,550
+HK$4,448/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,204/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,526
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,578
−HK$2,083/mo
Today · 4.125%
HK$80,661
baseline
▲ 0.50% · 4.625%
HK$84,912
+HK$4,251/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,322/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,476 · Scale 2, in force from 26 Feb 2026)