LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,219
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,408
−HK$1,207/mo
Today · 4.125%
HK$40,615
baseline
▲ 0.50% · 4.625%
HK$43,087
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,230/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,518
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,658
−HK$1,157/mo
Today · 4.125%
HK$44,815
baseline
▲ 0.50% · 4.625%
HK$47,177
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,630/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,862
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,289
−HK$1,449/mo
Today · 4.125%
HK$48,738
baseline
▲ 0.50% · 4.625%
HK$51,704
+HK$2,966/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,476/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,022
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,390
−HK$1,388/mo
Today · 4.125%
HK$53,778
baseline
▲ 0.50% · 4.625%
HK$56,613
+HK$2,835/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,556/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,506
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,171
−HK$1,691/mo
Today · 4.125%
HK$56,862
baseline
▲ 0.50% · 4.625%
HK$60,321
+HK$3,459/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,724/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,525
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,122
−HK$1,619/mo
Today · 4.125%
HK$62,741
baseline
▲ 0.50% · 4.625%
HK$66,048
+HK$3,307/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,482/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,794
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,934
−HK$2,174/mo
Today · 4.125%
HK$73,108
baseline
▲ 0.50% · 4.625%
HK$77,556
+HK$4,448/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,216/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,532
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,585
−HK$2,082/mo
Today · 4.125%
HK$80,667
baseline
▲ 0.50% · 4.625%
HK$84,919
+HK$4,252/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,334/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,527 · Scale 2, in force from 26 Feb 2026)