LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,220
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,408
−HK$1,208/mo
Today · 4.125%
HK$40,616
baseline
▲ 0.50% · 4.625%
HK$43,088
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,232/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,519
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,659
−HK$1,157/mo
Today · 4.125%
HK$44,816
baseline
▲ 0.50% · 4.625%
HK$47,178
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,632/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,864
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,290
−HK$1,450/mo
Today · 4.125%
HK$48,740
baseline
▲ 0.50% · 4.625%
HK$51,705
+HK$2,965/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,480/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,023
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,391
−HK$1,388/mo
Today · 4.125%
HK$53,779
baseline
▲ 0.50% · 4.625%
HK$56,614
+HK$2,835/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,558/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,507
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,172
−HK$1,691/mo
Today · 4.125%
HK$56,863
baseline
▲ 0.50% · 4.625%
HK$60,323
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,726/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,527
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,123
−HK$1,620/mo
Today · 4.125%
HK$62,743
baseline
▲ 0.50% · 4.625%
HK$66,050
+HK$3,307/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,486/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,795
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,935
−HK$2,174/mo
Today · 4.125%
HK$73,109
baseline
▲ 0.50% · 4.625%
HK$77,558
+HK$4,449/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$146,218/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,534
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,587
−HK$2,082/mo
Today · 4.125%
HK$80,669
baseline
▲ 0.50% · 4.625%
HK$84,921
+HK$4,252/mo
Deposit HK$1.68M · loan HK$15.08M · min. income ≈ HK$161,338/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,542 · Scale 2, in force from 26 Feb 2026)