LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,220
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,409
−HK$1,208/mo
Today · 4.125%
HK$40,617
baseline
▲ 0.50% · 4.625%
HK$43,088
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,234/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,519
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,660
−HK$1,157/mo
Today · 4.125%
HK$44,817
baseline
▲ 0.50% · 4.625%
HK$47,179
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,634/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,864
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,291
−HK$1,449/mo
Today · 4.125%
HK$48,740
baseline
▲ 0.50% · 4.625%
HK$51,706
+HK$2,966/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,480/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,023
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,392
−HK$1,388/mo
Today · 4.125%
HK$53,780
baseline
▲ 0.50% · 4.625%
HK$56,615
+HK$2,835/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,560/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,508
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,172
−HK$1,691/mo
Today · 4.125%
HK$56,863
baseline
▲ 0.50% · 4.625%
HK$60,323
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,726/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,527
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,124
−HK$1,619/mo
Today · 4.125%
HK$62,743
baseline
▲ 0.50% · 4.625%
HK$66,051
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,486/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,796
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,936
−HK$2,174/mo
Today · 4.125%
HK$73,110
baseline
▲ 0.50% · 4.625%
HK$77,559
+HK$4,449/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,220/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,535
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,588
−HK$2,082/mo
Today · 4.125%
HK$80,670
baseline
▲ 0.50% · 4.625%
HK$84,922
+HK$4,252/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,340/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,549 · Scale 2, in force from 26 Feb 2026)