LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,221
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,410
−HK$1,208/mo
Today · 4.125%
HK$40,618
baseline
▲ 0.50% · 4.625%
HK$43,090
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,236/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,521
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,661
−HK$1,157/mo
Today · 4.125%
HK$44,818
baseline
▲ 0.50% · 4.625%
HK$47,181
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,636/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,866
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,292
−HK$1,450/mo
Today · 4.125%
HK$48,742
baseline
▲ 0.50% · 4.625%
HK$51,708
+HK$2,966/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,484/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,025
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,394
−HK$1,388/mo
Today · 4.125%
HK$53,782
baseline
▲ 0.50% · 4.625%
HK$56,617
+HK$2,835/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,564/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,510
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,174
−HK$1,691/mo
Today · 4.125%
HK$56,865
baseline
▲ 0.50% · 4.625%
HK$60,326
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,730/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,529
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,126
−HK$1,619/mo
Today · 4.125%
HK$62,745
baseline
▲ 0.50% · 4.625%
HK$66,053
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,490/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,799
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,939
−HK$2,174/mo
Today · 4.125%
HK$73,113
baseline
▲ 0.50% · 4.625%
HK$77,562
+HK$4,449/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,226/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,538
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,590
−HK$2,083/mo
Today · 4.125%
HK$80,673
baseline
▲ 0.50% · 4.625%
HK$84,925
+HK$4,252/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,346/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,571 · Scale 2, in force from 26 Feb 2026)