LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,222
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,411
−HK$1,208/mo
Today · 4.125%
HK$40,619
baseline
▲ 0.50% · 4.625%
HK$43,090
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,238/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,521
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,662
−HK$1,157/mo
Today · 4.125%
HK$44,819
baseline
▲ 0.50% · 4.625%
HK$47,181
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,638/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,866
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,293
−HK$1,449/mo
Today · 4.125%
HK$48,742
baseline
▲ 0.50% · 4.625%
HK$51,708
+HK$2,966/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,484/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,026
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,394
−HK$1,388/mo
Today · 4.125%
HK$53,782
baseline
▲ 0.50% · 4.625%
HK$56,617
+HK$2,835/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,564/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,511
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,175
−HK$1,691/mo
Today · 4.125%
HK$56,866
baseline
▲ 0.50% · 4.625%
HK$60,326
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,732/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,530
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,126
−HK$1,620/mo
Today · 4.125%
HK$62,746
baseline
▲ 0.50% · 4.625%
HK$66,054
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,492/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,799
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,939
−HK$2,175/mo
Today · 4.125%
HK$73,114
baseline
▲ 0.50% · 4.625%
HK$77,562
+HK$4,448/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,228/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,538
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,591
−HK$2,083/mo
Today · 4.125%
HK$80,674
baseline
▲ 0.50% · 4.625%
HK$84,926
+HK$4,252/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,348/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,578 · Scale 2, in force from 26 Feb 2026)