LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,223
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,411
−HK$1,208/mo
Today · 4.125%
HK$40,619
baseline
▲ 0.50% · 4.625%
HK$43,091
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,238/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,522
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,663
−HK$1,156/mo
Today · 4.125%
HK$44,819
baseline
▲ 0.50% · 4.625%
HK$47,182
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,638/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,867
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,294
−HK$1,449/mo
Today · 4.125%
HK$48,743
baseline
▲ 0.50% · 4.625%
HK$51,709
+HK$2,966/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$97,486/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,027
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,395
−HK$1,388/mo
Today · 4.125%
HK$53,783
baseline
▲ 0.50% · 4.625%
HK$56,618
+HK$2,835/mo
Deposit HK$6.70M · loan HK$10.06M · min. income ≈ HK$107,566/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,512
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,176
−HK$1,691/mo
Today · 4.125%
HK$56,867
baseline
▲ 0.50% · 4.625%
HK$60,327
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,734/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,531
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,128
−HK$1,619/mo
Today · 4.125%
HK$62,747
baseline
▲ 0.50% · 4.625%
HK$66,055
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,494/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,801
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,941
−HK$2,174/mo
Today · 4.125%
HK$73,115
baseline
▲ 0.50% · 4.625%
HK$77,564
+HK$4,449/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,230/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,540
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,593
−HK$2,082/mo
Today · 4.125%
HK$80,675
baseline
▲ 0.50% · 4.625%
HK$84,928
+HK$4,253/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,350/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,589 · Scale 2, in force from 26 Feb 2026)