LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,223
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,412
−HK$1,208/mo
Today · 4.125%
HK$40,620
baseline
▲ 0.50% · 4.625%
HK$43,091
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,240/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,523
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,663
−HK$1,157/mo
Today · 4.125%
HK$44,820
baseline
▲ 0.50% · 4.625%
HK$47,182
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,640/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,867
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,294
−HK$1,450/mo
Today · 4.125%
HK$48,744
baseline
▲ 0.50% · 4.625%
HK$51,710
+HK$2,966/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,488/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,027
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,396
−HK$1,388/mo
Today · 4.125%
HK$53,784
baseline
▲ 0.50% · 4.625%
HK$56,619
+HK$2,835/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,568/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,512
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,176
−HK$1,692/mo
Today · 4.125%
HK$56,868
baseline
▲ 0.50% · 4.625%
HK$60,328
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,736/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,532
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,128
−HK$1,620/mo
Today · 4.125%
HK$62,748
baseline
▲ 0.50% · 4.625%
HK$66,055
+HK$3,307/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,496/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,801
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,941
−HK$2,175/mo
Today · 4.125%
HK$73,116
baseline
▲ 0.50% · 4.625%
HK$77,564
+HK$4,448/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,232/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,541
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,593
−HK$2,083/mo
Today · 4.125%
HK$80,676
baseline
▲ 0.50% · 4.625%
HK$84,928
+HK$4,252/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,352/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,595 · Scale 2, in force from 26 Feb 2026)