LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,225
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,414
−HK$1,208/mo
Today · 4.125%
HK$40,622
baseline
▲ 0.50% · 4.625%
HK$43,094
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,244/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,525
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,666
−HK$1,157/mo
Today · 4.125%
HK$44,823
baseline
▲ 0.50% · 4.625%
HK$47,185
+HK$2,362/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,646/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,870
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,297
−HK$1,450/mo
Today · 4.125%
HK$48,747
baseline
▲ 0.50% · 4.625%
HK$51,713
+HK$2,966/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,494/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,030
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,399
−HK$1,388/mo
Today · 4.125%
HK$53,787
baseline
▲ 0.50% · 4.625%
HK$56,623
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,574/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,515
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,180
−HK$1,691/mo
Today · 4.125%
HK$56,871
baseline
▲ 0.50% · 4.625%
HK$60,332
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,742/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,535
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,132
−HK$1,620/mo
Today · 4.125%
HK$62,752
baseline
▲ 0.50% · 4.625%
HK$66,060
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,504/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,806
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,946
−HK$2,174/mo
Today · 4.125%
HK$73,120
baseline
▲ 0.50% · 4.625%
HK$77,570
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,240/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,546
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,598
−HK$2,083/mo
Today · 4.125%
HK$80,681
baseline
▲ 0.50% · 4.625%
HK$84,934
+HK$4,253/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,362/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$628,636 · Scale 2, in force from 26 Feb 2026)