LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,226
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,415
−HK$1,208/mo
Today · 4.125%
HK$40,623
baseline
▲ 0.50% · 4.625%
HK$43,095
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,246/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,526
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,666
−HK$1,157/mo
Today · 4.125%
HK$44,823
baseline
▲ 0.50% · 4.625%
HK$47,186
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,646/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,871
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,298
−HK$1,449/mo
Today · 4.125%
HK$48,747
baseline
▲ 0.50% · 4.625%
HK$51,714
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,494/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,031
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,399
−HK$1,389/mo
Today · 4.125%
HK$53,788
baseline
▲ 0.50% · 4.625%
HK$56,623
+HK$2,835/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,576/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,516
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,181
−HK$1,691/mo
Today · 4.125%
HK$56,872
baseline
▲ 0.50% · 4.625%
HK$60,332
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,744/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,536
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,133
−HK$1,620/mo
Today · 4.125%
HK$62,753
baseline
▲ 0.50% · 4.625%
HK$66,060
+HK$3,307/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,506/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,806
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,947
−HK$2,174/mo
Today · 4.125%
HK$73,121
baseline
▲ 0.50% · 4.625%
HK$77,570
+HK$4,449/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,242/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,546
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,599
−HK$2,083/mo
Today · 4.125%
HK$80,682
baseline
▲ 0.50% · 4.625%
HK$84,935
+HK$4,253/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,364/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,642 · Scale 2, in force from 26 Feb 2026)