LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,226
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,415
−HK$1,209/mo
Today · 4.125%
HK$40,624
baseline
▲ 0.50% · 4.625%
HK$43,095
+HK$2,471/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,248/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,526
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,667
−HK$1,157/mo
Today · 4.125%
HK$44,824
baseline
▲ 0.50% · 4.625%
HK$47,187
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,648/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,872
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,299
−HK$1,449/mo
Today · 4.125%
HK$48,748
baseline
▲ 0.50% · 4.625%
HK$51,714
+HK$2,966/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,496/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,032
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,400
−HK$1,389/mo
Today · 4.125%
HK$53,789
baseline
▲ 0.50% · 4.625%
HK$56,624
+HK$2,835/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,578/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,517
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,182
−HK$1,691/mo
Today · 4.125%
HK$56,873
baseline
▲ 0.50% · 4.625%
HK$60,334
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$113,746/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,537
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,134
−HK$1,620/mo
Today · 4.125%
HK$62,754
baseline
▲ 0.50% · 4.625%
HK$66,062
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.73M · min. income ≈ HK$125,508/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,808
−HK$4,314/mo
▼ 0.25% · 3.875%
HK$70,948
−HK$2,174/mo
Today · 4.125%
HK$73,122
baseline
▲ 0.50% · 4.625%
HK$77,572
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,244/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,548
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,601
−HK$2,082/mo
Today · 4.125%
HK$80,683
baseline
▲ 0.50% · 4.625%
HK$84,936
+HK$4,253/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,366/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,653 · Scale 2, in force from 26 Feb 2026)