LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,228
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,417
−HK$1,208/mo
Today · 4.125%
HK$40,625
baseline
▲ 0.50% · 4.625%
HK$43,097
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,250/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,528
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,669
−HK$1,157/mo
Today · 4.125%
HK$44,826
baseline
▲ 0.50% · 4.625%
HK$47,189
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,652/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,873
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,300
−HK$1,450/mo
Today · 4.125%
HK$48,750
baseline
▲ 0.50% · 4.625%
HK$51,716
+HK$2,966/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,500/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,034
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,402
−HK$1,389/mo
Today · 4.125%
HK$53,791
baseline
▲ 0.50% · 4.625%
HK$56,626
+HK$2,835/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,582/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,519
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,184
−HK$1,691/mo
Today · 4.125%
HK$56,875
baseline
▲ 0.50% · 4.625%
HK$60,336
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,750/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,539
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,136
−HK$1,620/mo
Today · 4.125%
HK$62,756
baseline
▲ 0.50% · 4.625%
HK$66,064
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,512/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,810
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,951
−HK$2,174/mo
Today · 4.125%
HK$73,125
baseline
▲ 0.50% · 4.625%
HK$77,575
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,250/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,551
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$78,604
−HK$2,082/mo
Today · 4.125%
HK$80,686
baseline
▲ 0.50% · 4.625%
HK$84,940
+HK$4,254/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,372/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,678 · Scale 2, in force from 26 Feb 2026)