LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,229
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,418
−HK$1,208/mo
Today · 4.125%
HK$40,626
baseline
▲ 0.50% · 4.625%
HK$43,098
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,252/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,529
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,670
−HK$1,157/mo
Today · 4.125%
HK$44,827
baseline
▲ 0.50% · 4.625%
HK$47,190
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,654/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,875
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,302
−HK$1,449/mo
Today · 4.125%
HK$48,751
baseline
▲ 0.50% · 4.625%
HK$51,718
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,502/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,035
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,404
−HK$1,388/mo
Today · 4.125%
HK$53,792
baseline
▲ 0.50% · 4.625%
HK$56,628
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,584/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,520
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,185
−HK$1,692/mo
Today · 4.125%
HK$56,877
baseline
▲ 0.50% · 4.625%
HK$60,337
+HK$3,460/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,754/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,541
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,138
−HK$1,620/mo
Today · 4.125%
HK$62,758
baseline
▲ 0.50% · 4.625%
HK$66,066
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,516/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,812
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,952
−HK$2,175/mo
Today · 4.125%
HK$73,127
baseline
▲ 0.50% · 4.625%
HK$77,577
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,254/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,553
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,606
−HK$2,083/mo
Today · 4.125%
HK$80,689
baseline
▲ 0.50% · 4.625%
HK$84,942
+HK$4,253/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,378/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,694 · Scale 2, in force from 26 Feb 2026)