LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,230
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,419
−HK$1,208/mo
Today · 4.125%
HK$40,627
baseline
▲ 0.50% · 4.625%
HK$43,099
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,254/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,530
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,671
−HK$1,157/mo
Today · 4.125%
HK$44,828
baseline
▲ 0.50% · 4.625%
HK$47,191
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,656/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,876
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,303
−HK$1,450/mo
Today · 4.125%
HK$48,753
baseline
▲ 0.50% · 4.625%
HK$51,719
+HK$2,966/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,506/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,036
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,405
−HK$1,389/mo
Today · 4.125%
HK$53,794
baseline
▲ 0.50% · 4.625%
HK$56,629
+HK$2,835/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,588/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,522
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,187
−HK$1,691/mo
Today · 4.125%
HK$56,878
baseline
▲ 0.50% · 4.625%
HK$60,339
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,756/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,543
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,139
−HK$1,620/mo
Today · 4.125%
HK$62,759
baseline
▲ 0.50% · 4.625%
HK$66,068
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,518/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,814
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,954
−HK$2,175/mo
Today · 4.125%
HK$73,129
baseline
▲ 0.50% · 4.625%
HK$77,579
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,258/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,555
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,608
−HK$2,083/mo
Today · 4.125%
HK$80,691
baseline
▲ 0.50% · 4.625%
HK$84,944
+HK$4,253/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,382/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,711 · Scale 2, in force from 26 Feb 2026)