LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,231
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,420
−HK$1,209/mo
Today · 4.125%
HK$40,629
baseline
▲ 0.50% · 4.625%
HK$43,101
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,258/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,532
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,672
−HK$1,158/mo
Today · 4.125%
HK$44,830
baseline
▲ 0.50% · 4.625%
HK$47,193
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,660/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,877
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,304
−HK$1,450/mo
Today · 4.125%
HK$48,754
baseline
▲ 0.50% · 4.625%
HK$51,721
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,508/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,038
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,407
−HK$1,389/mo
Today · 4.125%
HK$53,796
baseline
▲ 0.50% · 4.625%
HK$56,631
+HK$2,835/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,592/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,524
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,189
−HK$1,691/mo
Today · 4.125%
HK$56,880
baseline
▲ 0.50% · 4.625%
HK$60,341
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,760/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,544
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,141
−HK$1,620/mo
Today · 4.125%
HK$62,761
baseline
▲ 0.50% · 4.625%
HK$66,070
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,522/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,816
−HK$4,315/mo
▼ 0.25% · 3.875%
HK$70,957
−HK$2,174/mo
Today · 4.125%
HK$73,131
baseline
▲ 0.50% · 4.625%
HK$77,581
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,262/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,557
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,610
−HK$2,083/mo
Today · 4.125%
HK$80,693
baseline
▲ 0.50% · 4.625%
HK$84,947
+HK$4,254/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,386/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,732 · Scale 2, in force from 26 Feb 2026)