LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,232
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,422
−HK$1,208/mo
Today · 4.125%
HK$40,630
baseline
▲ 0.50% · 4.625%
HK$43,102
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,260/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,533
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,674
−HK$1,157/mo
Today · 4.125%
HK$44,831
baseline
▲ 0.50% · 4.625%
HK$47,194
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,662/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,879
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,306
−HK$1,450/mo
Today · 4.125%
HK$48,756
baseline
▲ 0.50% · 4.625%
HK$51,723
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,512/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,040
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,409
−HK$1,388/mo
Today · 4.125%
HK$53,797
baseline
▲ 0.50% · 4.625%
HK$56,633
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,594/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,525
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,190
−HK$1,692/mo
Today · 4.125%
HK$56,882
baseline
▲ 0.50% · 4.625%
HK$60,343
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,764/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,546
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,143
−HK$1,620/mo
Today · 4.125%
HK$62,763
baseline
▲ 0.50% · 4.625%
HK$66,072
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,526/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,818
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,959
−HK$2,175/mo
Today · 4.125%
HK$73,134
baseline
▲ 0.50% · 4.625%
HK$77,584
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,268/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,560
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,613
−HK$2,083/mo
Today · 4.125%
HK$80,696
baseline
▲ 0.50% · 4.625%
HK$84,950
+HK$4,254/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,392/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,752 · Scale 2, in force from 26 Feb 2026)