LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,233
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,422
−HK$1,209/mo
Today · 4.125%
HK$40,631
baseline
▲ 0.50% · 4.625%
HK$43,103
+HK$2,472/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$81,262/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,534
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,675
−HK$1,157/mo
Today · 4.125%
HK$44,832
baseline
▲ 0.50% · 4.625%
HK$47,195
+HK$2,363/mo
Deposit HK$8.38M · loan HK$8.38M · min. income ≈ HK$89,664/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,880
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,307
−HK$1,450/mo
Today · 4.125%
HK$48,757
baseline
▲ 0.50% · 4.625%
HK$51,723
+HK$2,966/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,514/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,041
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,410
−HK$1,388/mo
Today · 4.125%
HK$53,798
baseline
▲ 0.50% · 4.625%
HK$56,634
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,596/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,526
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,692/mo
Today · 4.125%
HK$56,883
baseline
▲ 0.50% · 4.625%
HK$60,344
+HK$3,461/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,766/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,547
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,144
−HK$1,621/mo
Today · 4.125%
HK$62,765
baseline
▲ 0.50% · 4.625%
HK$66,073
+HK$3,308/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,530/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,819
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,960
−HK$2,175/mo
Today · 4.125%
HK$73,135
baseline
▲ 0.50% · 4.625%
HK$77,585
+HK$4,450/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,270/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,561
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$78,614
−HK$2,083/mo
Today · 4.125%
HK$80,697
baseline
▲ 0.50% · 4.625%
HK$84,951
+HK$4,254/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,394/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,763 · Scale 2, in force from 26 Feb 2026)