LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,240
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,429
−HK$1,209/mo
Today · 4.125%
HK$40,638
baseline
▲ 0.50% · 4.625%
HK$43,111
+HK$2,473/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$81,276/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,542
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,683
−HK$1,157/mo
Today · 4.125%
HK$44,840
baseline
▲ 0.50% · 4.625%
HK$47,204
+HK$2,364/mo
Deposit HK$8.39M · loan HK$8.39M · min. income ≈ HK$89,680/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,888
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,315
−HK$1,451/mo
Today · 4.125%
HK$48,766
baseline
▲ 0.50% · 4.625%
HK$51,733
+HK$2,967/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$97,532/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,050
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,419
−HK$1,389/mo
Today · 4.125%
HK$53,808
baseline
▲ 0.50% · 4.625%
HK$56,644
+HK$2,836/mo
Deposit HK$6.71M · loan HK$10.06M · min. income ≈ HK$107,616/mo (50% DSR)
Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,536
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,201
−HK$1,692/mo
Today · 4.125%
HK$56,893
baseline
▲ 0.50% · 4.625%
HK$60,355
+HK$3,462/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$113,786/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,558
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,156
−HK$1,620/mo
Today · 4.125%
HK$62,776
baseline
▲ 0.50% · 4.625%
HK$66,085
+HK$3,309/mo
Deposit HK$5.03M · loan HK$11.74M · min. income ≈ HK$125,552/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,832
−HK$4,316/mo
▼ 0.25% · 3.875%
HK$70,973
−HK$2,175/mo
Today · 4.125%
HK$73,148
baseline
▲ 0.50% · 4.625%
HK$77,599
+HK$4,451/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$146,296/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,575
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$78,629
−HK$2,083/mo
Today · 4.125%
HK$80,712
baseline
▲ 0.50% · 4.625%
HK$84,966
+HK$4,254/mo
Deposit HK$1.68M · loan HK$15.09M · min. income ≈ HK$161,424/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$628,877 · Scale 2, in force from 26 Feb 2026)